Today, Citi cardholders have the choice away from accessing one another quicker courtesy Citi Fold Fund

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Key takeaways

• Citi Flex Funds allows you to withdraw specific or all of your offered Citi card borrowing just like the that loan
• Taking their finance due to the fact a Citi Fold Loan gets a predetermined payment and you will repaired interest rate until the loan is actually repaid into complete
• Citi Flex Funds promote many benefits, such as maybe not requiring a supplementary hard borrowing query, but you will need run the fresh wide variety to ensure it sound right to suit your condition

Playing cards bring a convenient treatment for buy relaxed sales, yet discover always times when you can also prefer bucks.

This new Citi Bend Financing program can be a good replacement running up an equilibrium on your cards getting unforeseen costs otherwise taking out credit cards pay day loan. Payday loans normally need an upfront payment (typically 5 per cent of your own improve count), in addition to currency you acquire begins accruing appeal within a large changeable rate off go out one to no grace months.

If you are looking having a far greater option, Citi Bend Finance can be worth examining. Here is how Citi Fold Finance work in habit, many suggestions to make it easier to is a great choice for your.

What is actually a beneficial Citi Bend Financing?

Citi Bend Financing and you may City Bend Shell out are two programs you to definitely offer cardholders more versatile payment choice and you can fixed terms and conditions as a consequence of Citi’s Citi Bend Plans.

That have good Citi Fold Mortgage, you could potentially remove financing on your eligible Citi card’s personal line of credit during the a predetermined rate of interest. It’s also possible to decide how much you need to obtain and accept to the a fixed payment per month and you may fixed rate of interest that continues on the lifetime of the mortgage instead doing a separate application otherwise credit check.

Citi Bend Spend, on top of that, is actually a flexible fee arrange for Citi cardmembers which enables eligible bank card commands become paid back through the years having good fixed Annual percentage rate.

Each other Citi Flex Funds and you may Citi Fold Spend is actually available options when you do a good Citi Fold Package., Citi’s system providing cardholders way more flexible fee options and you can fixed conditions.