The consumer Mortgage TB therefore the Home Collateral Loan TB disagree in 2 extremely important parameters, particularly readiness and you can interest rate:

Should i really make use of the funds from a house Security Mortgage TB getting something?

The entire quantity of property Security Loan TB is an effective mortgage when it comes to purpose, and therefore there are no conditions in order to document people objective and money from the house Security Loan TB is generally put at the only discretion. Really the only difference try the right position when you use our home security mortgage to settle most other loans in this instance you need to repay those individuals finance and any left the main mortgage can be utilized when it comes down to mission.

What is the difference in the consumer mortgage TB together with Family collateral mortgage TB ?

The consumer Financing TB a loan with an intention rates out of 5.nine % p. an loans Cherry Hills Village CO excellent. and you will maturity period maximum. 8 decades,

The house Security Mortgage TB that loan with an intention price away from 2.59 % p. an effective. having 12 months fixation and you will readiness twenty years.

May i pay-off your house Security Loan TB early?

Yes, our home Guarantee Financing TB are reduced early, also in the place of a charge, to the go out of your own prevent of repaired-appeal months. An individual may bring a remarkable deposit one per year to the 20 % of one’s mortgage dominant free of any charges. Together with these two solutions, the expense out-of early payment must not meet or exceed 1 % of early paid number toward construction mortgage.

What criteria manage I want to meet basically have to simply take a home Equity Financing TB ?

• minimal ages 18 age,
• records out-of newest websites month-to-month income off 500 EUR or even more,
• financing to the maximum amount of 80 % of pledged possessions,
• maximum cost age of twenty years,
• a choice to use area of the financing to expend costs (mortgage fee and you will guaranteeing pro analysis of the flat thanks to Tatra banka),
• pledging of the property assets due to the fact protection.

Will there be people insurance policies offered basically are not able to pay back our home Collateral Loan TB ?

Sure, there clearly was. When you look at the cooperation on UNIQA insurer you could arrange this new following the thru phone provider Dialog Real time or in Tatra banka department:

• insurance rates of capability to pay-off that loan, that’ll give you confidence in the event of unanticipated incidents one to will stop you from persisted to repay the borrowed funds,
• property insurance as you are able to strategy based on your needs.

What are the repaired interest selection of the property Guarantee Loan TB ?

The option of a fixed rate of interest exists for example, dos, 3, 5, seven and a decade or the entire financing cost period.

At the least two months through to the stop of fixed appeal price several months we shall get in touch with you in writing and enable you to know the the interest and the the fresh repaired interest rate months. You can pick, whether you:

• accept the newest interest rate in addition to repaired-rate several months,
• deal with the deal to give otherwise reduce the newest fixed-rate period in addition to relevant interest rate.

How does the fresh new appointment when you look at the Tatra banka proceed when attracting the mortgage? What takes place at basic appointment?

Consultation ‘s the first rung on the ladder to obtain the financing. Agenda a night out together for your fulfilling thru Dialogue Alive *1100. Our mortgage lenders try borrowing experts. You will observe regarding the over bring out of mortgage points in the the first fulfilling after which it could be for you to decide to mix the financing for your new home, car finance, bungalow otherwise possessions renovation.